Loan Programs

Loan Programs

The best mortgage is the one that solves the borrower’s actual problem. Eric Newman Group offers traditional programs and creative lending strategies for a wide range of purchase and refinance scenarios.

Eric Newman

Traditional Financing

Conventional, FHA, VA, USDA and jumbo financing cover a large share of home purchases and refinances.

Creative and Alternative Qualification

Self-employed, bank-statement, 1099, asset-depletion and other Non-QM programs can help when standard tax-return income does not reflect the borrower’s actual capacity.

Specialty Financing

Investor loans, renovation financing, bridge strategies, home equity solutions, doctor loans, reverse mortgages and new-construction options address needs beyond a basic mortgage menu.

Ready to Talk Through Your Options?

Every mortgage starts with a conversation about your goals, timing, income, assets and the bigger financial picture. I’ll help you compare practical options in plain English.